HOW TO MAKE PREDICTIONS USING DATA MINING TECHNIQUES

“Lending Club” is the world’s largest credit marketplace, a peer-to-peer lending company where borrowers access lower interest rate loans through a fast and easy online – or mobile – interface while investors provide the capital to enable many of the loans in exchange for earning interest. As of September 2014, the platform has originated over…

ZERO INTEREST ERA

INTRODUCTION The zero interest rate policy [ZIRP] is a monetary tool used by central banks to jump-start the engine of a slowing economy. By reducing the interest rate near to zero, central bank promotes greater leveraging to invest and boost asset prices. It is important to note that there are 2 types of interest rates;…

Behind the largest Technology acquisition, EMC case study

The private equity firm Silver Lake Partners, Michael Dell and the strategic partner Microsoft Corporation, on the 5th of February 2013, carried out one of the largest leverage buyout transaction since the financial crisis of 2008, worth $24bn, a risky bet for stopping the decline in the business of laptops and desktops and focusing on…

Be out of these sectors 10 before the end of 2015

During this year investors have faced many difficulties to deliver the expected returns to their clients. However, these are some hints for all the investors out there. 10. COMPUTERS – PERIPHERAL EQUIPMENT On average these companies have performed poorly this year, with an YTD Performance of -22.31%. Computer peripheral equipment have faced one of their…

GoPro doesn’t beat expectations for the first time

“Our business in the third quarter was clearly more difficult than anticipated” said Nick Woodman, GoPro Founder and CEO. GoPro posted revenue and earnings below analysts’ expectations as well as reported a guidance for the 4th quarter below the street consensus. Investors are concerned about the capacity of innovation of the company and about the…

Volkswagen scandal: causes and consequences

Founded in 1937 under the dictatorship of Adolf Hitler as the “People’s Car”, Volkswagen had immediately the ambition to be accessible to all, and therefore had the goal to be sold on a large scale. This is the reason why, diesel -gate scandal involving the global automobile giant, has made so much noise. Retracing the steps regarding…

European Economic Outlook in 2016

Registering a 0.5% economic growth in the first quarter, the Eurozone started the 2015 with a modest expansion, but, due to the Grexit turbulence, during the second quarter the economy decelerated to a 0.4% growth figure. A positive influence was mainly due to the favorable developments in the external sector, but a weak private consumption…

HOT COMMODITIES

The long summer of commodities The raw materials were undergoing a very long tricky period with sharp falls in prices. The crisis of raw materials can be explained both by the supply side, where there were many materials in a presently overcapacity, as well as the demand side, where the change of China’s growth model…