“Lending Club” is the world’s largest credit marketplace, a peer-to-peer lending company where borrowers access lower interest rate loans through a fast and easy online – or mobile – interface while investors provide the capital to enable many of the loans in exchange for earning interest. As of September 2014, the platform has originated over…
What the hell is quantitative easing? Should I overweight European equities? Why are people investing in negative yielding sovereigns? CMBS BBB spreads just widened 20 basis points, should I invest? Don’t mind the cryptic financial jargon: if you’re a regular investor the answer is I don’t care. The financial sector loves getting itself into a…
Frequently sought by some investors and often avoided by many others, volatility represents how much and how quickly the value of a security or market fluctuates over a period of time. Market variations express the risk to which a security is exposed and, depending on the investment strategy and risk profile, volatility might represent an…
There are constant debates over the issue about investment analysis techniques. Four more common ones and with which you might be more familiar are behavioral finance, technical, fundamental and macroeconomic analyses. Some asset management companies concentrate on few or even one approach. Do they benefit from that? Actually, the results are arguable. Their performance fluctuates…
First of all you should be aware about, what’s a mutual fund? It’s a fund that holds usually a group of “well” diversified stocks or bonds and other investments. In every book we can read that the best way of mitigating risk is through diversification, however are you really diversified if you invest in mutual…
Banking system in modern society is so integrated into our life that I can hardly imagine a day without using my bankcard. But is our banking system so safe and we can just count on it? If so, why there are times people rush to the bank withdraw all their savings to protect themselves? To…
One of the most debatable topics when it comes to investing strategies is short selling. When in principle there is nothing wrong with short selling, policymakers and financial regulators remain sceptic and suspicious with regards this market practice given abusive market practices and the potential risks involved. Often perceived as highly risky strategies, short sell…
Do you think a right strategy should always bring money? Would you believe the trader who always beats the market by a huge margin? Unfortunately, a good profitable strategy brings losses from time to time. And even highly hedged strategies developed by professionals failed during the crisis. Still, as trading is the zero-sum game, while…
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